Subscribers' Testimonials

Henry To and Marketthoughts.com is a must for traders and educators..

Financial Independence, what everyone wants but few will obtain…

Why, because most will not invest in the quality information to make the best decisions….

Building wealth is about discipline, hard work, asset management and most important, quality information. This is where Marketthoughts.com comes into the picture.

While building my Financial Entrepreneurship classes at John A. Logan College in Carterville, IL, I rely on Henry To and Marketthoughts.com. When I see Henry’s messages, they put a smile on my face. Why, because his macro and micro strategies have proven to be very successful, especially to my bottom line. I do not want just trade recommendation but most important, the psychology of why the market is going in a particular direction or changing. This is what I get with Henry To.

The main strategy that I teach, is to educate yourself for two full years before you start investing and then only work with select sector or index mutual funds and ETF’s. This works hand in hand with Marketthoughts.com. Most should stay away from individual stocks until they mature as an investor.

I have no problem whatsoever recommending Henry To and Marketthoughts.com service for traders and educators for teaching…. I would not want to trade or instruct without it!

David O. England
Associate Professor
March 10, 2006

I am a 50 year-old man who was trained in biology. With age I have gained more interest in how the world's economy actually functioned. Before I came across the work of Henry To, all I knew and heard was the background noise of Wall Street and Chaos. I knew I had found an able advisor after reading Henry's work on Safe Haven.

Since subscribing to MarketThoughts' advisory service, I feel more in tuned to the world and to the markets. I have more comfort in knowing that after Henry presents his market analysis I am that much more educated and less fearful of all the previously interpreted chaos.

I am gaining great insights to what fundamentally drives the various markets and how they are deeply interrelated. Most important is how he factors in the always-not-obvious human dimension which propels the market direction via his sentiment readings.

My life involved the analysis of cases in the health field. Many practitioners in my field would sort of work the cases up in their head on the fly. This is definitely not the way to go and I for one worked my cases up and had them presented to each client. This hard copy approach was tedious and repetitive, but the results were more predictable and easily understood from the outset.

Henry has a similar method. I see him gather the facts each week, then apply his process to deliver a very thorough analysis on an ongoing basis. This insures he is wedded to the market 'action'. I like this disciplined routine, I value it and see the merit of such an ongoing seamless continual workup. If I had his skill set I would be similarly disposed.

In summary, Henry has become a valued member of my life. I value the continual input in a terrific format to advise me on probable market outcomes - both shorter term and on a big picture, longer horizon. I like it a great deal. Now with the internet I can have world class advice and with that peace of mind that things are the way they are for knowable reasons that Henry provides me. I like having a private hedge fund advisor.

Larry R.
February 4, 2006

I do not subscribe to many financial newsletters, actually never have. But I do to Henry’s. Predicting the future is difficult and trying to predict the financial markets is an extreme case. Many have systems, perhaps tried and true to them, but they seem rather repetitive and inflexible compared to the flux the world economy and markets seem to be continually going through. The future does not have to be one way or another it all depends, and depends on a lot of things.

With that said Henry To in the rather short time I have followed him has been remarkably good at doing just that, predict the future. I am surprised at his success. Of course he is not always right and can not predict every zig and zag but he seems to have a good basis for understanding what is important and what is not in driving the markets.

What I like is this. It is one thing to recognize at a specific time a market turn, bottom or top. It is another thing to have the patience to wait for such a time. It is an even better ability to have a plan so you are anticipating such turns. I think Henry has this ability. To do this he must have a good understanding as to how the markets actually work. And he must explore many markets. This requires attention to many disciplines since the market is driven by a diverse set of factors. Historic trends, psychology, statistics, action, etc. are all factors people use to decide to buy or sell whatever they are interested in, so these factors become part of what drives the markets because of this.

Because Henry provides not just market predictions but reasons and the contexts these reasons fit into one can use his analysis to make broad investment decisions. Though he may be discussing the equity markets his analysis can help you decide about other markets such as bonds, of course for the more sophisticated reader, which I think Henry is most appropriate for. The unsophisticated wants specific market direction perhaps gongs and sirens like the Madman Kramer, but for the reader who wants to make decisions based on understanding not a map, Henry is very appropriate.

I think one can learn a great deal from reading Henry and also profit from the experience.

In testimonial,

Jess Rosenblatt
Seattle, WA
January 27, 2006

As a subscriber of many newsletter services, I have found MarketThoughts.com to be of exceptional value. MarketThoughts.com uses many market indicators that just aren’t discussed in other newsletters. I have been reading their weekly commentaries for over a year now and have found their insight and analysis to be very accurate. For my money, I could not recommend a better service.

Paul C., Windsor, Ontario, Canada
4th Year Finance & Economics Major
January 23, 2006

I recently signed up, with a brief free introductory period, to your "Marketthoughts" that I have found to be extremely well-balanced, prescient and insightful.

Peter S., Australia
January 23, 2006